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  • Annuity/LTCI Combinations: More to Come
    Annuity/LTCI Combinations: More to Come Discussion of combination long-term care insurance and annuity ... More to Come Discussion of combination long-term care insurance and annuity products. Marketing and ...

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    • Authors: Carl Friedrich, Susan Saip
    • Date: Oct 2009
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context
    • Publication Name: Product Matters!
    • Topics: Annuities>Marketing and distribution - Annuities; Long-term Care>Long-term care insurance
  • Results of Universal Life, Indexed Universal Life, and Variable Universal Life Survey
    values to be available for distribution is the primary concern of the buyer. Within this category are ... percentage of UL policies that are written with long-term care (LTC) riders (see Figure 5). A chronic illness rider ...

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    • Authors: Susan Saip
    • Date: Aug 2021
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Investment strategy - Life Insurance; Life Insurance>Capital - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
  • How Do Your Universal Life and Indexed UL Products Stack Up?
    accumulation and efficient distributions are the primary concerns of the buyer. Within this category are ... the popularity of chronic illness and long-term care riders has increased as more and more carriers ...

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    • Authors: Susan Saip
    • Date: Dec 2014
  • UL Benchmarking Survey
    shown in the table below: Profit Measures The primary profit measure assumed in pricing by the majority ... commissions up to target. Following is a summary of the primary components of compensation by product type: Pricing ...

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    • Authors: Susan Saip
    • Date: Feb 2008
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Universal life
  • What's Trending in the Universal Life Market? More of the Same
    accumulation and effi cient distribution are the primary concerns of the buyer. With- in this category ... terminal illness, to chronic illness and long-term care. Under chronic illness riders, payment of the ...

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    • Authors: Susan Saip
    • Date: Oct 2015
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
  • Universal Life and Indexed UL Current Trends and Reactions
    values to be available for dis‑ tribution is the primary concern of the buyer. Within this category are ... separately by product type. The use of long‑term care (LTC) riders attached to life insur‑ ance policies ...

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    • Authors: Susan Saip
    • Date: Nov 2017
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Universal life
  • Current Dynamics of Universal Life and Indexed UL
    (IULSG) are seen in the graph in Figure 2. Long-term Care and Chronic Illness Rider Sales The popularity ... UL/IUL products with chronic illness and long-term care (LTC) riders can be seen as more and more companies ...

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    • Authors: Susan Saip
    • Date: Oct 2013
    • Competency: Strategic Insight and Integration
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
  • Annual Survey Provides Insight into the UL & IUL Market
    values to be available for dis- tribution is the primary concern of the buyer. Within this category are ... over- year during the survey period. Long- term care (LTC) riders attached to UL/IUL policies have been ...

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    • Authors: Susan Saip
    • Date: Oct 2018
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Universal life
  • Drivers of the UL/IUL Market
    accumulation and efficient distribution are the primary concerns of the buyer. Within this category are ... terminal illness to chronic illness and long-term care (LTC). Under chronic illness riders, payment of ...

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    • Authors: Susan Saip
    • Date: Nov 2016
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Universal life
  • Universal life and indexed universal life survey results
    values to be available for distribution is the primary concern of the buyer. Within this category are ... UL products. Figure 3 shows sales of long-term care (LTC) riders as a percentage of total sales (measured ...

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    • Authors: Susan Saip
    • Date: Sep 2019
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance
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